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Enter your vehicle and accident details. Our AI instantly calculates how much value your car lost — free. Then get a certified report to make insurance pay it.
$3,200Avg Claim Value
60sReport Time
17cFormula Used
FreeEstimate
Which Report Is Right For You?
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Free Estimate
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AI calculates your diminished value instantly. Find out your number before you do anything else.
Good for:
✓ Knowing your number
✓ Early negotiations
✓ Minor claims under $1,000
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Certified Report
$149
A licensed appraiser reviews your estimate, verifies calculations, and signs off. Insurance must take this seriously.
Best for:
✓ Claims over $1,000
✓ Insurance pushing back
✓ Working with an attorney
✓ Maximum legal credibility
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Simple way to think about it: The free estimate tells you what you're owed. The $149 Certified Report makes insurance pay it.
How It Works
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Enter Your Vehicle Details
VIN, year, make, model, mileage, and pre-accident market value from KBB or NADA.
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Describe The Accident
Tell us what happened, repair cost, and damage severity.
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AI Calculates Your Free Estimate
Instant 17c formula calculation — see exactly what you may be owed at no cost.
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Upgrade to Get Certified
A licensed appraiser reviews and signs your report within 24 hours — giving it full legal credibility.
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Submit & Collect
Your certified PDF arrives by email, ready to submit to your insurance company immediately.
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Free Diminished Value Estimate
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VIN Lookup (Auto-Fill)
Enter your 17-digit VIN to auto-fill vehicle details. Found on dashboard or insurance card.
Vehicle Information
Use your KBB or NADA value
Accident Information
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Analyzing Your Vehicle
Running the 17c formula...
Initializing formula engine...
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Your Free Estimate Is Ready
See what your insurance company owes you — then get certified to collect it
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TR-000000
Pre-Accident Value
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Post-Accident Value
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Diminished Value
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17c Formula Breakdown
AI Analysis
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Your Free Estimate
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Want insurance to actually pay this?
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Get Your Certified Report — $149
A licensed appraiser reviews your estimate, verifies every calculation, and signs off. Insurance companies are legally obligated to take a certified appraisal seriously.
✓ Licensed appraiser reviews & signs off
✓ Legally defensible — insurance can't ignore it
✓ Delivered to your email within 24 hours
✓ Includes insurance claim cover letter
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Certified Report
$149
One time · 24hr delivery
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Everything in Free Estimate
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Licensed Appraiser Review
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Appraiser Signature
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Your Report
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Estimated claim: —
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Your certified report request has been received. A licensed appraiser will review your report and email your certified PDF within 24 hours.
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Sample Certified Report
TOTALRECOVER
Certified Diminished Value Report
#TR-2025-00847
Issued: April 9, 2025
Method: 17c Formula
Diminished Value Appraisal · 17c Formula Method✓ Certified & Approved
Vehicle Information
2021 Toyota Camry SE
4T1B11HK5MU123456
34,200 miles
$26,500
$8,400
Moderate
Certified Diminished Value
Total Diminished Value
$3,180
Permanent reduction in market value resulting from the accident of record, despite complete factory-standard repairs.
17c Formula Calculation
$26,500
$2,650
× 0.75
× 0.60
$3,180
Appraiser's Statement
It is the opinion of this appraiser that the subject vehicle — a 2021 Toyota Camry SE with approximately 34,200 miles — has sustained a measurable and permanent loss of market value as a direct result of the accident of record. Despite proper repairs to manufacturer standards, the vehicle's accident history is now disclosed upon any CARFAX or AutoCheck inquiry, materially reducing its desirability and resale value in the open market.
The diminished value of $3,180 represents a conservative, defensible estimate calculated using the industry-standard 17c formula method and is suitable for use in insurance claim negotiations and legal proceedings.
Ready to get your own certified report?Get your free estimate first — takes 2 minutes. Then upgrade for $149.